1. Objective :
-
To provide veterinary service to the
farmers at the door step to rear good quality animals and
to control infectious animal diseases and thus reduce
morbidity and mortality.
-
To cover large population of the
breedable stock of genetic improvement
-
To provide additional income to the
veterinarians through veterinary clinic.
-
To address the problem of unemployment
faced by the veterinarians.
2. Location & Area of Operations :
The clinic is to be established in those
areas where livestock owners demand for quality services on
payment basis such as milk shed areas, poultry pockets,
irrigated tracts etc. The area of operation may be 8-10
villages having 5000 to 6000 cattle units. The department of
animal husbandry may assist for selection of potential
areas.
3. Project components :
(i) Infrastructure : Building (own or
rented), Refrigerator, Telephone, Furniture, Motor cycle.
(ii) Equipment : Surgical implemnets,
laboratory equipment, A I Kit, Cryocans (big and small)
(iii) Inputs : Medicines and vaccines.
(iv) Others : Lab chemicals and
Stationery
4. Project Cost :
Building : Own or rented
Other infrastructure items : Rs. 0.74
lakh
Equipment : Rs. 0.54 lakh
Vaccine, lab chemicals, stationery etc. :
Rs. 0.18 lakh
Total : Rs. 1.46 lakhs
5. Margin Money
(10%) : Rs. 0.15 lakh
6. Bank Loan
: Rs. 1.31 lakhs
7. Rate of Interest
: 13.5% p.a.
8. Repayment Period
: 8 years including grace period
of one year
9. Income :
(Rs. in Lakhs)
I Year II Year III Year
Artificial Insemination 0.92 1.19 1.47
Minor ailment treatments 0.29 0.37 0.46
Vaccination 0.26 0.34 0.42
Surgery Cases 0.11 0.14 0.17
Pregnancy Diagnosis, 0.18 0.25 0.30
Post mortem cases
Total 1.76 2.29 2.82
10. Economics of the Project :
a) NPW at 15% DF : Rs. 3.64 lakhs
b) BCR at 15% DF : 1.47 : 1
c) IRR : > 50%
d) DSCR : 4.20
11. Other Information :
The veterinarians in private clinics will
function in the same manner as veterinarians working in
Government Veterinary Hospitals / Dispensaries. The
veterinarians may procure necessary vaccines, frozen semen
and liquid Nitrogen regularly from the state Government on
cost basis as per the indent submitted by him or may procure
from any other suppliers. The veterinarians may fix charges
for the services rendered or the state government may fix a
ceiling on charges for each service.
Note :
• Margin of 10% is assumed, but the
actual margin will be as per the discretion of the banks.
• Rate of Interest rate is taken at
13.5% however, it may vary as per banks' discretion.
• Similarly, the other economic /
financial parameters such as the repayment period, DSCR,
IRR, etc., may also vary depending upon the margin,
interest rate, etc., taken into account by the bank.
