Objectives :
-
To provide guidance and consultancy
services for control of various pests & diseases,
nematodes and weeds at reasonable costs to farmers.
-
To undertake regular visits, provide
prescriptions/advice, respond to enquiries in case of need
(like epidemics), as also undertake control operations at
reasonable charges using their own equipment and inputs.
-
To undertake plant protection services
as a package deal, from seed to harvest, with agreement
with the farmers.
2. Location and Area of Operation
A command area of 30,000-40,000 ha having
different multiple crops. Though there is potential to set
up one unit of this nature for each Panchayat, to start with
one unit per taluka may be considered to fetch adequate
business. Commercial crop growing areas like fruits and
vegetables, pulses, oilseeds, cotton will have more
potential compared to millet growing areas.
3 Project Components :
Power sprayers, hand sprayers and
bursters, refrigerators, stabilisers, microscope,
audiovisual aids/colour projector and materials, etc.
4. Project cost :
A. Capital Cost :
No. of Items Cost (Rs.)
(i) Rented building of 1200 sq. ft.
(10 months advance @ Rs. 3000/- month)
30,000
(ii) Equipments :-
- Power sprayers 4 25,000
- Hand sprayers and Dusters 10 20,000
- Refrigerators and Stabilisers 2 each
40,000
- Microscope (Compound) 1 15,000
(iii) Stocking of Neem seed, cake and oil
LS 25,000
(iv) Mass multiplication of predetors and
parasites 93,000
(v) Stocking other biological control
measures
like NPV, Trichoderma, B.t depending upon
the pest outbreak LS 25,000
(vi) Audiovisual aids/colour projector
and materials LS 20,000
(vii) Furniture for lab LS 15,000
(viii) Transport (Two wheeler &
Autorickshaw) 1,50,000
(ix) Office equipment (Office furniture,
Computer and Accessories,
Telephone connection etc., Contingencies)
67,000
(x) Capitalisation of Recurring cost for
1st year 1,50,000
Total Capital Cost 6,75,000
B. Recurring Cost :
It varies from Rs. 1,50,000/- to
Rs. 2,46,000/-
5. Margin Money @ 15% Rs. 1,01,200
6. Bank Loan
Rs. 5,73,800
7. Rate of Interest
14% p.a.
8. Repayment period
6 years including grace period of
one year
9. Income :
Sale of biocontrol agents, Neem based
formulations, advice on plant protection/prescription, spray
services, special services like control of Rodents/control
of plant epidemics, etc. The income received is estimated at
Rs. 1,30,000/- and Rs. 2,78,000/- in the first and second
year and thereafter at Rs. 4,25,000/- each year.
10. Economics of the Project :
NPW Rs. 2,77,553
BCR 1.08 : 1
IRR 37%
Average DSCR 2.36
11. Other Information :
The entrepreneur may engage in -
(i) Sale of Trichogramma parasite
eggs and Batanical and neem based formulations
(ii) Advice/prescriptions on plant
protection, rodent control, control of pests in stored grain
and fumigation etc.
(iii) Taking up spray services in
farmers' fields on crops, sericulture houses, etc., ICAR
institutions and SAUs have started charging know-how fees
for providing technology in recent years. However, as the
scheme being GOI sponsored, it is assumed that the
technology will be made available free of cost. Also, the
unit should be exempt from pesticide controls and licenses.
Stocking and sale of chemical insecticides and pesticides
are controlled under certain acts/regulations hence, sale of
pesticides has not been provided in the project.
(iv) The entrepreneur, along with one
assistant and one semiskilled helper in the first year and
two assistants and two semiskilled helpers from the second
year onwards are considered adequate. One assistant /
semi-skilled helper will also be taking care of driving of
the three-wheeler.
Note :
• Margin of 15% is assumed, but the
actual margin will be as per the discretion of the banks.
• Interest rate of 14% is assumed for
both investment and working capital. However, the actual
rate will be as per banks' discretion.
• Similarly, the other economic /
financial parameters such as the repayment period, DSCR,
IRR, etc., may also vary depending upon the margin,
interest rate, etc., taken into account by the bank.
