1. Objective :
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To provide veterinary services to the
farmers at the door step to rear good quality animals and
to control infectious animal diseases and thus reduce
morbidity and mortality.
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To cover large population of the
breedable stock for genetic improvement.
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To enable the farmers to get feed and
medicine at their doorstep.
-
To provide additional income to the
veterinarians through veterinary clinic and feed/medicine
retail outlets.
-
To address the problem of unemployment
faced by the veterinarians.
2. Location and area of operation :
The clinic is to be established in those
areas where livestock owners demand for quality services for
payments such as milk shed areas, poultry pockets, irrigated
tracts etc. The area of operation may be 8 - 10 villages
having 5000 to 6000 cattle units. The department of animal
husbandry may assist for selection of potential areas.
3. Project components :
(i) Infrastructure : Building (own or
rented), Refrigerator, Telephone, Furniture, Motor Cycle.
(ii) Equipment : Surgical and laboratory
equipments A I kit, Cryocans (big and small)
(iii) Inputs : Poultry and dairy feed,
medicine, vaccines
(iv) Others : Lab chemicals and
Stationery
4. Project Cost :
(a) Veterinary Clinic
Building : Own or rented
Other infrastructure items : Rs. 074 lakh
Equipment : Rs. 0.54 lakh
Vaccine, lab chemicals, stationery etc. :
Rs. 0.18 lakh
(b) Retail outlet for feed/medicine
Poultry and dairy feed : Rs. 0.30 lakh
Medicines : Rs. 0.24 lakh
Total (a+b) : Rs. 2.00 lakhs
5. Margin Money (10%) : Rs. 0.20 lakh
6. Bank Loan : Rs. 1.80 lakh
7. Rate of Interest
: 13.5% p.a.
8. Repayment Period
: 5 years
9. Income
(Rs. Lakhs)
I Year II Year III Year
Veterinary clinic 1.76 2.29 2.82
Retail outlet 0.36 0.36 0.36
Total 2.12 2.65 3.18
10. Economics of the project :
a) NPW at 15% DF : Rs. 3.55 lakhs
b) BCR at 15% DF : 1.57 : 1
c) IRR : > 50%
d) DSCR : 2.80
11. Other Information :
The veterinarians in private clinics will
function in the same manner as veterinarians working in
Government Veterinary Hospitals/Dispensaries. The
veterinarians may procure necessary vaccines, frozen semen
and liquid Nitrogen regularly from the State Government on
cost basis as per the indent submitted by him or may procure
from any private suppliers. The veterinarians may fix
charges for the services rendered or the State Government
may fix a ceiling on charge for each service.
Note :
• Margin of 10% is assumed, but the
actual margin will be as per the discretion of he banks.
• Rate of Interest rate is taken at
13.5% however it may vary as per banks' discretion.
• Similarly, the other economic /
financial parameters such as the repayment period, DSCR,
IRR, etc., may also vary depending upon the margin,
interest rate, etc., taken into account by the bank.
