1. Objective:
-
To provide veterinary services to the
farmers at the door step to rear good quality animals and
to control infectious animal diseases and thus reduce
morbidity and mortality.
-
To cover large population of the
breedable stock for genetic improvement.
-
To provide additional income to the
veterinarians through veterinary clinic and dairy unit.
-
To address the problem of unemployment
faced by the veterinarians.
2. Location and area of operation :
The clinic is to be established in those
areas where livestock owners demand for quality services on
payment basis such as milk shed areas, poultry pockets,
irrigated tracts etc. The area of operation may be 8-10m
villages having 5000 to 6000 cattle units. The department of
animal husbandry may assist the potential entrepreneur for
selection of potential areas.
3. Project components :
(i) Infrastructure : Building (own or
rented), Refrigerator, Telephone, Furniture, Motor Cycle
(ii) Equipment : Surgical implemnets,
laboratory equipments A I Kit, Cryocans (big and small)
(iii) Lab chemicals and Stationery
(iv) Medicine and vaccine.
4. Project Cost :
A. Veterinary Clinic
(i) Building : Own or rented
(ii) Other infrastructure items : Rs.
0.74 lakh
(iii) Equipment : Rs. 0.54 lakh
(iv) Vaccine, lab chemicals, stationery
etc : Rs. 0.18 lakh
Total : Rs. 1.46 lakhs
B. Dairy Units
(i) Cost of animals including cost : Rs.
1.085 lakhs
of transportation
(ii) Cost of shed : Rs. 0.39 lakh
(iii) Cost of store cum office : Rs. 0.20
lakh
(iv) Equipments : Rs. 0.05 lakh
(v) Insurance and other expenses : Rs.
0.115 lakh
Total : Rs. 1.84 lakhs
Grand Total : Rs. 3.30 lakhs
5. Margin money
(15%) : Rs. 0.50 lakh
6. Bank Loan
: Rs. 2.80 lakhs
7. Rate of Interest
: 15% p.a.
8. Repayment Period
: 5 years
9. Income
:
(Rs. Lakhs)
I Yr. II Yr. III Yr.
(i) Veterinary clinic : 1.76 2.29 2.82
(ii) Dairy unit : 1.36 1.72 1.72
Total : 3.12 4.01 4.54
10. Economics of the project :
a) NPW @ 15% DF : Rs. 3.22 lakhs
b) BCR @ 15% DF : 1.30 : 1
c) IRR : > 50%
d) DSCR : 2.26
11. Other Information :
The veterinarians in private clinics will
function in the same manner as veterinarians working in
Government Veterinary Hospitals/Dispensaries. The
veterinarians may procure necessary vaccines, frozen semen
and liquid Nitrogen regularly from the state government on
cost basis as per the indent submitted by him or may procure
from any private supplier. The veterinarians may fix charges
for the services rendered or the state government may fix a
ceiling on charges for each service.
Note :
• Margin of 15% is assumed, but the
actual margin will be as per the discretion of the banks.
• Interest rate of 15% is assumed for
both investment and working capital. However, the actual
rate will be as per banks' discretion.
• Similarly, the other economic /
financial parameters such as the repayment period, DSCR,
IRR, etc., may also vary depending upon the margin,
interest rate, etc., taken into account by the bank.
