1. Objective :
-
To arrange delivery of vastly improved
artificial insemination service at the farmers' door step.
-
To bring progressively all
breedable females among cattle and buffalo under organized
breeding through AI within a period of 10 years.
-
To undertake breed improvement
programme for indigenous cattle and buffalo breeds so as
to improve their genetic qualities as well as their
availability.
-
To provide quality breed inputs in
breeding tract of important indigenous breeds so as to
prevent the breeds from deterioration and extinction.
2. Location and area of operation :
The clinic is to be established in those
areas where livestock owners demand for quality services for
payments such as milk shed areas, irrigated tracts etc. The
area of operation may be 8 - 10 villages having 5000 to 6000
cattle units. The department of animal husbandry may assist
the potential entrepreneur.
3. Project components :
(i) Infrastructure : Building (own or
rented), Refrigerator, Telephone, Furniture, Motor cycle.
(ii) Equipment : Castrator, A I Kit,
Cryocans (big and small)
(iii) Inputs : Medicines, vaccines
(iv) Others : Vehicle
4. Project Cost :
Sr. Particulars Model I with Moped Model
II with MotorNo. Cycle
1. Building Rented/owned Rented/owned
2. Equipments - Cryocan - Big and Rs.
26,000/-** Rs. 26,000/-** Small (1 each) and AI kit
3. Castrator Rs. 3,000 Rs. 3,000
4. Vehicle Rs. 20,000 Rs. 12,000
5. Miscellaneous cost Rs. 7,000 Rs.
12,000
Total cost Rs. 56,000 Rs. 91,000
** Equipments - Cryocans (Big/Small) and
AI kit to be supplied by the State Government as grant
assistance and where it is not provided by the Government,
the same may be considered for loan assistance.
5. Margin Money
(10%) : Rs. 5,600 --- Rs. 9,100
6. Bank loan
: Rs. 50,400 --- Rs. 81,900
7. Rate of Interest
: 13.5% p.a.
8. Repayment period : 7 Years including grace period
of one year
9. Income :
Year
(Amount in Rupees)
Particulars I II III
Artificial Insemination 37500 5 6250
75000
Castration/dehorning 600 900 1200
Vaccination 9000 13500 18000
Total 47100 70650 94200
10. Economics of the project :
Particulars Model I Model II
(1) NPW @ 15% D.F. Rs. 29346 Rs. 90027
(2) BC Ratio @ 15% D.F. 1.28 : 1 1.39 : 1
(3) IRR > 50% > 50%
(4) Average DSCR 2.71 3.65
The viability of the scheme as also the
income levels can be further improved by providing loan
assistance for a dairy unit/calf rearing activity
11. Other Information :
The veterinarians in private clinics will
function in the same manner as veterinarians working in
Government Veterinary Hospitals/Dispensaries. The
veterinarians may procure necessary vaccines, frozen semen
and liquid Nitrogen regularly from the state government on
cost basis as per the indent submitted by him or may procure
from any private suppliers. The veterinarians may fix
charges for the services rendered or the state government
may fix a ceiling on charge for each service.
Note :
• Margin of 10% is assumed, but the
actual margin will be as per the discretion of the banks.
• Interest rate of 13.5% is assumed,
however, it may vary as per banks' discretion.
• Similarly, the other economic /
financial parameters such as the repayment period, DSCR,
IRR, etc., may also vary depending upon the margin,
interest rate, etc., taken into account by the bank.
