Rural areas having more than 200 ha area of orchards
and farmers generally willing to avail of such services in about 100 ha
and a minimum plant population of 15000 trees / plants per annum.
3. Project Components :
Power sprayer, Foot sprayers, Horticultural tool set.
4. Project Cost :
Sr. Particulars Units Total Cost (Rs.) No.
A. Capital Cost
(i) Power Sprayers (3.5 H.P.) 1 No. 25,000
(ii) Tool kit including Gas Mask, 1 Set 3,000
Spraying Coat, Gum Boots Etc.
(iii) Foot Sprayers 2 Nos. 4,000
(iv) Tub, Bucket, Jug etc. 2 sets 3,000
(v) Horticultural Tool Kit. 5,000
Total (1) : 40,000
B. Recurring Cost :
(1) Rental Charges for clinic and 12 Months 12,000
store (12 months)
(ii) Petrol & Lubricants and cost 33,000 of
maintenance
(iii) Misc. Contingencies 12 Months 41,000
(iv) Cost of fungicides / 200,000 insecticides for
spraying
Total (2) 286,000
Grand Total (1+2) :- 326,000
(It is proposed to capitalise 25% of the total
recurring cost of Rs. 2,86,000 i.e., Rs. 71,500 and this forms part of
the loan amount. This amount will be utilised as working capital to be
revolved in a rotation of three months during the year. Therefore, total
outlay will be Rs. 1,11,500/- say Rs. 1,12,000/-).
5. Margin (10%) : Rs. 0.11 lakhs
6. Bank Loan : Rs. 1.01 lakhs
7. Rate of Interest : 14% p.a.
8. Repayment Period : 7 years including a grace
period of one year.
9. Income :
Sr. No. Item Year 1 Year 2 Year 3
1 Spraying charges @ Rs. 1.50 per tree for 81,000
101,250 135,000
six sprays per annum for 15,000/- fruit trees
2 Sale of fungicide/Pesticide @ Rs. 2.50 per 135,000
168,750 225,000
tree for 15,000 trees for six sprays per annum
3 Picking/grading, Packing etc. @ Rs. 5/- per 12,000
15,000 20,000
box for 4,000 boxes.
4 Training/Pruning and Other Misc. Activities 12,000
15,000 20,000
Total 240,000 300,000 400,000
It is assumed that :
i. Fifty percent of the pesticides will be
supplied by the centre and the rest by the growers/orchardists.
ii. The income generation will be 60%, 75% and
100% during first year, second year and third year respectively.
10. Economics of the Project :
Net Present Worth : Rs. 3.68 lakhs.
Benefit Cost Ratio : 1.34 : 1
Internal Rate of Return : > 50%
11. Other Information :
The activities to be taken up by the Centre are -
Small
Farmers' Agri-Business Consortium