Private Artificial Insemination Centre
1. Objective :
• To arrange delivery of vastly
improved artificial insemination service at the farmers' door step.
• To bring progressively all
breedable females among cattle and buffalo under organized breeding through AI
within a period of 10 years.
• To undertake breed
improvement programme for indigenous cattle and buffalo breeds so as to
improve their genetic qualities as well as their availability.
• To provide quality breed
inputs in breeding tract of important indigenous breeds so as to prevent the
breeds from deterioration and extinction.
2. Location and area of operation
:
The clinic is to be established
in those areas where livestock owners demand for quality services for payments
such as milk shed areas, irrigated tracts etc. The area of operation may be 8
- 10 villages having 5000 to 6000 cattle units. The department of animal
husbandry may assist the potential entrepreneur.
3. Project components :
(i) Infrastructure : Building
(own or rented), Refrigerator, Telephone,
Furniture, Motor cycle.
(ii) Equipment : Castrator, A I
Kit,
Cryocans (big and small)
(iii) Inputs : Medicines,
vaccines
(iv) Others : Vehicle
4. Project Cost :
Sr. Particulars Model I with
Moped Model II with Motor
No. Cycle
1. Building Rented/owned
Rented/owned
2. Equipments - Cryocan - Big and
Rs. 26,000/-** Rs. 26,000/-** Small (1 each) and AI kit
3. Castrator Rs. 3,000 Rs. 3,000
4. Vehicle Rs. 20,000 Rs. 12,000
5. Miscellaneous cost Rs. 7,000
Rs. 12,000
Total cost Rs. 56,000 Rs.
91,000
** Equipments - Cryocans
(Big/Small) and AI kit to be supplied by the State Government as grant
assistance and where it is not provided by the Government, the same may be
considered for loan assistance.
5. Margin Money (10%)
: Rs. 5,600 --- Rs. 9,100
6. Bank loan :
Rs. 50,400 --- Rs. 81,900
7. Rate of Interest :
13.5% p.a.
8. Repayment period
: 7 Years including grace period of one year
9. Income :
Year
(Amount in Rupees)
Particulars I II III
Artificial Insemination 37500 5
6250 75000
Castration/dehorning 600 900 1200
Vaccination 9000 13500 18000
Total 47100 70650 94200
10. Economics of the project :
Particulars Model I Model II
(1) NPW @ 15% D.F. Rs. 29346 Rs.
90027
(2) BC Ratio @ 15% D.F. 1.28 : 1
1.39 : 1
(3) IRR > 50% > 50%
(4) Average DSCR 2.71 3.65
The viability of the scheme as
also the income levels can be further improved by providing loan assistance
for a dairy unit/calf rearing activity
11. Other Information :
The veterinarians in private
clinics will function in the same manner as veterinarians working in
Government Veterinary Hospitals/Dispensaries. The veterinarians may procure
necessary vaccines, frozen semen and liquid Nitrogen regularly from the state
government on cost basis as per the indent submitted by him or may procure
from any private suppliers. The veterinarians may fix charges for the services
rendered or the state government may fix a ceiling on charge for each service.
Note :
• Margin of 10% is assumed, but
the actual margin will be as per the discretion of the banks.
• Interest rate of 13.5% is
assumed, however, it may vary as per banks' discretion.
• Similarly, the other economic
/ financial parameters such as the repayment period, DSCR, IRR, etc., may also
vary depending upon the margin, interest rate, etc., taken into account by the
bank.
Small
Farmers' Agri-Business Consortium